Blockchain is like a big “accounting book”. It guarantees the authenticity of all financial transactions carried out with cryptocurrencies. Every account activity is registered on the network and the users connected to it must recognize the transaction in order to validate it, ensuring system integrity and preventing fraud.

Cryptocurrencies are virtual currencies that use Encryption and blockchain technology to ensure greater security in financial transactions on the internet.

If you have ever shopped online, you will find that purchasing cryptocurrencies is easy. Make a registration in a trust exchange (Hello, Dibspag!) and insert credits to acquire the currency. Once the credits are activated, the purchase can be executed simply and safely.

The price is volatile and depends on the following variables to be determined:
– Limited offer: If there are few cryptocurrencies available in the market for purchase, people will pay more;
– Safety: The safer the blockchain, the higher the value;
– Ease of use: If the currency use is limited, so will be its value.

In Brazil and different parts of the United States and Europe, it is possible to make payments through cryptocurrencies. Cities such as São Paulo, Curitiba and Porto Alegre are already using this type of system in Brazil. The transaction can be carried out through QR Code or even by prepaid credit card charged with the coin.

According to the Brazilian Central Bank, savings are still one of the most used forms of investment by Brazilians, despite the rate being only 0.65% a year. Investments in cryptocurrencies can generate greater medium and long-term returns in comparison to
savings, due to the tendency of currency appreciation.

Blockchain technology ensures the credibility of transactions being carried out. The activities are public and different from the ones on the stock market, you can buy or sell at any time. As the currency is decentralized and global, there is no risk of inflation, making it a more secure and reliable investment.

With the rise in the popularity of cryptocurrencies, debates over regularization have intensified. Regulation was one the guidelines of a G20 meeting in Argentina. Countries such as Japan, Russia and Australia already regulate the market. In Brazil, as there is no specific legislation on the case, it is possible to buy and trade without the possibility of penalty.